Tropical Storm Edouard Property Damage Claims
Tropical Storm Edouard
Was your home or business damaged by Tropical Storm Edouard?
Tropical Storm Edouard made landfall near the Texas-Louisiana border on September 1, bringing strong winds, heavy rainfall, flooding concerns, and property damage to parts of Southeast Texas.
If your home or commercial property was damaged and your insurance company has denied, delayed, or underpaid your claim, Furlow Law Firm can help you understand your options.
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Helping property owners in Port Arthur, Beaumont, Orange, Jefferson County, Orange County, and across Texas.
What happened during Tropical Storm Edouard?
Edouard developed quickly in the northwestern Gulf before making landfall on September 1 near Johnson Bayou, Louisiana, approximately 15 miles southeast of Port Arthur.
The storm produced sustained winds near 60 mph at landfall, with gusts reaching at least 71 mph near Texas Point. After landfall, bands of heavy rainfall and gusty winds continued spreading into Southeast Texas.
Storm impacts in Southeast Texas included power outages, flooding concerns, and damage in areas including Jefferson, Orange, and surrounding counties.
Property damage may include
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Roof and shingle damage
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Wind-lifted roofing materials
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Damaged gutters and flashing
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Siding damage
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Broken windows
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Fence damage
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Tree and limb impact
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Water intrusion
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Flood-related damage
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Damage to detached buildings
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Commercial property damage
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Business interruption losses where covered
What should property owners do after Tropical Storm Edouard?
Document visible damage
Take photographs and video of damage before permanent repairs are made, when it is safe to do so.
Prevent additional damage
Reasonable temporary repairs may help prevent additional loss. Keep photographs and receipts related to emergency repairs.
Keep insurance claim records
Save:
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Photos and video
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Contractor estimates
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Inspection reports
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Repair invoices
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Receipts
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Emails
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Letters
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Adjuster estimates
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Insurance company communications
Review the insurance company's estimate carefully
The insurer's first estimate may not always reflect the full scope or cost of repairs.
Insurance claim problems after Tropical Storm Edouard
Was Your Claim Denied, Delayed, or Underpaid?
Property insurance disputes can arise when an insurer disagrees about:
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What caused the damage
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Whether wind or water caused the loss
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Whether damage existed before the storm
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Whether the loss is covered
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The scope of repairs
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Replacement versus repair
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The cost of materials or labor
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Business interruption losses
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Additional living expenses
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The amount the insurance company should pay
Furlow Law Firm represents Texas homeowners and businesses in property insurance disputes involving storm, wind, roof, and other covered property losses.
Having trouble with a Tropical Storm Edouard insurance claim?
Contact Furlow Law Firm to discuss your options.
What happened during Tropical Storm Edouard?
FAQ
Q: Did Tropical Storm Edouard affect Southeast Texas? A: Yes. Tropical Storm Edouard made landfall near Johnson Bayou, Louisiana on September 1 and brought strong winds and heavy rain into Southeast Texas. The National Hurricane Center reported a 71 mph wind gust near Texas Point, Texas. Q: What areas of Texas were affected by Edouard? A: The storm affected portions of the Upper Texas Coast and Southeast Texas, including areas around Port Arthur, Beaumont, Orange, Jefferson County, and Orange County. Q: Does homeowners insurance cover tropical storm wind damage? A: Many policies include coverage for certain types of wind damage, but coverage depends on the policy, deductibles, exclusions, and circumstances of the loss. Q: What if my insurance company says the damage was caused by flooding instead of wind? A: Wind-versus-water causation can become an important issue in tropical storm insurance claims because different coverages and exclusions may apply. Q: Should I take photos before making repairs? A: If it is safe to do so, photos and video can help document the property's condition immediately after the storm. Keep receipts and records related to temporary repairs. Q: What if my Tropical Storm Edouard claim was underpaid? A: If you believe your insurance payment does not adequately address covered damage, you may want the claim and policy reviewed before assuming the matter is finished.