When hail strikes, the damage to your home can be extensive. Filing an insurance claim should provide peace of mind, but many homeowners find themselves frustrated with the process. Adjusters often assess claims at or below the deductible, refuse to cover certain items, or minimize the payout. This leaves many policyholders feeling stuck in a loop of delays and unanswered calls, ultimately giving up on pursuing their rightful claims.
At Furlow Law Firm, we understand the challenges homeowners face. The Texas Supreme Court has recognized that insurance companies hold significant bargaining power, leaving homeowners at a disadvantage. With over 30 years of experience, we specialize in helping homeowners and commercial property owners navigate the claims process to achieve fair results.
Free, No-Obligation Consultations
We offer free, no-obligation consultations to help you understand your rights and how to effectively manage your hail damage claim. Our expertise ensures that you are not left to fight this battle alone. Importantly, we do not charge any fees unless we recover funds for you.
The Issue of High Deductibles
Many homeowners are forced to accept high deductibles due to rising insurance costs. Unfortunately, some adjusters exploit this by "adjusting the deductible" rather than the actual loss. They often scope the damage to fall just below the deductible, knowing that homeowners may lack the experience or resources to challenge their assessment.
A thorough investigation of the damage can reveal that many claims deemed below the deductible actually exceed it when properly evaluated. Our team offers comprehensive evaluations and detailed documentation of all hail-related damages. This process ensures you receive a fair assessment and compensation, even with a high deductible.
Common Issues in Hail Damage Claims
Minimal Acceptances: Adjusters may only accept minimal claims, denying substantial coverage.
Excessive Depreciation: Claims may be underpaid due to excessive depreciation of the damaged items.
Interior Damage Declinations: Interior damages are often wrongly declined, reducing the claim value.
Rushed Adjustments: High claim volumes can lead to hurried assessments and overlooked damages.
Multiple Adjusters: Changes in adjusters can lead to inconsistent evaluations and confusion.
Get Help Early
Don't wait until you are frustrated with the process. Getting professional help early can make a significant difference in the outcome of your claim. Our team at Furlow Law Firm is here to assist you every step of the way, ensuring you receive the compensation you deserve.
Don't wait until you are frustrated with the process. Getting professional help early can make a significant difference in the outcome of your claim. Our team at Furlow Law Firm is here to assist you every step of the way, ensuring you receive the compensation you deserve.
For more information and a free consultation, contact Furlow Law Firm today. Let us help you navigate the complexities of your hail damage claim and achieve a fair settlement. Remember, we only get paid if you do, so you have nothing to lose by reaching out.
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